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Manage inventory, vendor payments, salaries, expansion, and working capital needs with fast business funding — without pledging any collateral.
Adjust the sliders to calculate your monthly EMI, total interest, and repayment amount instantly.
Indicative values only. Actual EMI may vary based on lender terms.
Instant score check, zero impact on your credit — unlock pre-approved offers from 25+ lenders.
Check My Credit ScoreAn unsecured business loan helps businesses access funds without pledging collateral. These loans are approved based on business performance, repayment capacity, and credit profile, making them ideal for working capital, expansion, inventory, and operational expenses.
The process is fast and mostly digital—submit your details, complete documentation, get eligibility checked, and receive quick approval with direct fund disbursal into your business account.
Minimal documentation, no collateral. Approval based on your business profile.
Fully digital, zero branch visits. Apply online and get funds in your account fast.
Submit your basic business and contact details online in minutes.
Our dedicated RM will call you and suggest the best business loan offer.
Application forwarded to lender for quick credit assessment.
Loan approved and amount transferred directly to your bank account.
Explore unsecured business loan interest rates from leading banks and NBFCs to find the best funding option for your business.
| Bank / NBFC | Interest Rate |
|---|---|
| Axis Bank | 11.00% – 25.00% p.a. |
| Bajaj Finserv | 14.00% – 23.00% p.a. |
| HDFC Bank | 10.75% – 22.50% p.a. |
| IDFC FIRST Bank | 10.50% p.a. onwards |
| Kotak Mahindra Bank | 16.00% – 26.00% p.a. |
| HDB Financial Services | Up to 36.00% p.a. |
Get the best unsecured business loan offer from every top bank and NBFC — compared instantly, completely free.
We specialize in unsecured business loans — no property, inventory, or assets needed. Your business profile is enough.
Our streamlined digital process ensures your unsecured business loan is approved and disbursed within 24 hours.
A dedicated relationship manager helps you choose the right loan amount and guides you through documentation and approval.
KreditSeva is completely free for businesses. No charges for eligibility check, lender comparison, or application support.
We work with lenders who specifically support MSMEs, startups, and self-employed businesses across India.
Find answers to common questions about unsecured business loans, eligibility, documents, and repayment.
Talk to Our ExpertAn unsecured business loan is a type of business financing that does not require collateral or security. Businesses can use these funds for working capital, expansion, inventory purchases, salary payments, marketing, or other operational expenses.
Eligibility depends on factors like business vintage, turnover, repayment capacity, credit profile, and lender-specific requirements. Salaried professionals, self-employed individuals, MSMEs, and business owners may qualify.
Common documents include PAN card, Aadhaar card, business proof, bank statements, GST documents (if applicable), income proof, and other KYC documents required by the lender.
Loan eligibility depends on your business profile and lender approval. Eligible businesses may get funding up to ₹75 Lakhs based on business vintage, turnover, and repayment capacity.
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