A Brand of Voice Technologies and Business Solutions
How we collect, use, and protect your personal information
KreditSeva is a financial assistance and loan distribution platform that helps individuals and businesses connect with Banks, NBFCs, Fintech Lenders, and other regulated financial institutions for various credit products. Our services include:
KreditSeva acts as a facilitator and does not guarantee loan approval, interest rates, credit limits, or loan disbursement.
To evaluate your eligibility and provide relevant assistance, we may collect:
The information collected may be used for:
By submitting any inquiry, application, or callback request through KreditSeva, you expressly authorize KreditSeva and its lending partners to access and retrieve your Credit Information Report, Credit Score, repayment history, and conduct risk assessment checks.
Authorized Credit Bureaus
To facilitate loan processing and financial assistance, you authorize KreditSeva to share your information with:
Such sharing shall be limited to legitimate business purposes related to evaluating, processing, servicing, or managing your financial product application.
We implement industry-standard administrative, technical, and organizational safeguards including:
While we take commercially reasonable measures to protect your information, no online platform can guarantee absolute security.
We retain personal and financial information only for as long as necessary to process applications, meet regulatory requirements, prevent fraud, resolve disputes, and fulfill contractual obligations. Information may continue to be retained after completion, rejection, or closure of an application where required by law.
By submitting your information, you consent to receive communications from KreditSeva and its authorized partners through Phone Calls, SMS, WhatsApp, RCS Messages, Email, and Push Notifications. These may include loan offers, debt consolidation programs, application status updates, service notifications, and promotional campaigns.
You may opt out of promotional communications at any time by contacting us.
KreditSeva uses cookies and similar technologies to improve website performance, enhance user experience, understand visitor behavior, and measure marketing effectiveness. Users can disable cookies through browser settings; however, some website functionality may be affected.
Subject to applicable laws, you may request:
Requests may be submitted through our support channels.
KreditSeva endeavors to comply with applicable Indian laws and regulatory requirements, including:
Our website may contain links to third-party lender websites and partner platforms. KreditSeva is not responsible for the privacy practices or content of such third-party websites. Users are encouraged to review the privacy policies of external websites before sharing information.
KreditSeva reserves the right to modify this Privacy Policy at any time. Any updates will be published on this page along with the revised effective date. Continued use of the website after such changes shall constitute acceptance of the revised Privacy Policy.
For questions, concerns, data requests, or privacy-related matters, please contact:
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