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Home Loan · Car Loan · Loan Against Property — compare 25+ lenders and get the lowest rate, fast approval, and zero hidden charges.
Unlock the value of your residential or commercial property to get high-value funds for business expansion, personal needs, or financial emergencies.
Finance your dream home purchase, construction, or renovation with attractive interest rates, flexible tenure up to 30 years, and a simple hassle-free process.
Drive home your new or used car with affordable EMIs, quick approval, and competitive interest rates. Financing available for all leading car brands across India.
Adjust the sliders to calculate your monthly EMI, total interest, and repayment amount instantly.
Indicative values only. Actual EMI may vary based on lender terms.
Instant score check, zero impact on your credit — unlock pre-approved offers from 25+ lenders.
Check My Credit ScoreA Secured Loan is a financing solution that allows individuals and businesses to get funds by pledging an asset such as property, home, or car as security. KreditSeva helps you explore suitable secured loan options with a simple process, quick approvals, and expert support for your financial needs.
Whether you need funds for business expansion, working capital, debt consolidation, education, medical emergencies, home renovation, or other planned expenses, a Loan Against Property helps you get high-value funding at competitive interest rates without selling your property.
KreditSeva helps you compare suitable Loan Against Property options with flexible repayment tenures, attractive interest rates, faster approvals, and a simple hassle-free application process.
Apply NowUnlock the value of your assets — property, vehicle, gold, or investments — to meet major financial needs with high loan amounts, lower interest rates, and flexible repayment options.
Get a secured loan from ₹5 lakh up to ₹5 crore or more, depending on the value of your pledged asset, income profile, and lender eligibility criteria.
Because the loan is backed by an asset, borrowers can often access significantly lower interest rates compared to unsecured financing options.
Choose longer repayment tenure with convenient EMI options, making it easier to manage monthly payments comfortably.
Get faster approvals and quick fund disbursal after successful asset valuation and documentation.
Use the loan for business expansion, working capital, education, debt consolidation, medical expenses, home renovation, or other major financial needs.
Continue owning and using your pledged property or vehicle while you repay — the asset remains yours throughout the loan tenure.
Check the eligibility criteria and required documents for a Secured Loan before applying with KreditSeva.
Compare Secured Loan interest rates from leading banks and NBFCs to find suitable options with competitive pricing and flexible repayment terms.
| Bank / NBFC | Interest Rate (p.a.) | Max Loan Amount | Max Tenure |
|---|---|---|---|
| HDFC Bank | 8.00% – 8.95% | Up to ₹1 Crore | Up to 20 Years |
| Axis Bank | 7.90% – 9.30% | Up to ₹1 Crore | Up to 20 Years |
| IDFC FIRST Bank | 7.50% onwards | Up to ₹1 Crore | Up to 20 Years |
| Tata Capital | 10.10% onwards | Up to ₹3 Crore | Up to 15 Years |
| Kotak Mahindra Bank | 9.00% onwards | Up to ₹1 Crore | Up to 20 Years |
*Secured Loan interest rates, eligibility, approval terms, and final offers may vary depending on lender policies, property valuation, applicant income, credit score, and repayment capacity.
From application to disbursal — simple, fast, and guided every step of the way.
Fill in your details online in under 2 minutes. No paperwork needed upfront.
Our advisor connects with you to match the right lender and loan type for your need.
Documents reviewed, income assessed, and your collateral is evaluated by the lender.
Loan approved and funds transferred directly to your bank account. Done!
Free service · No hidden charges · 25+ lenders
We compare secured loan options from 25+ banks and NBFCs to match you with the best rate, tenure, and loan amount.
Secured loans offer lower interest rates compared to unsecured options — your pledged asset gets you better terms.
Our digital process minimizes paperwork and ensures fast approvals so you get funds when you need them most.
Our loan advisors help you choose the right secured loan product — whether LAP, Home Loan, or Car Loan.
Our eligibility check, lender comparison, and application support are completely free for all borrowers.
Choose from Loan Against Property, Home Loan, or Car Loan — all under one platform with expert support.
Find answers to common questions about professional loans, eligibility, documents, and the application process.
Talk to Our ExpertA secured loan is a type of loan where you provide an asset such as property, home, or car as security to get funds from the lender. Common secured loans include Loan Against Property, Home Loan, and Car Loan.
Salaried individuals, self-employed professionals, business owners, and companies with eligible assets and stable income can apply for a secured loan, subject to lender criteria.
Common documents include PAN card, Aadhaar card, address proof, income proof, bank statements, passport-size photographs, and asset ownership documents based on the loan type.
The approved loan amount depends on the value of your pledged asset, income profile, repayment capacity, credit history, and lender eligibility criteria.
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