/* ============================================================
   STYLES.CSS — MAIN STYLESHEET
   Sections:
   01. CSS Variables & Reset
   02. Navbar
   03. Logo
   04. Nav Links
   05. Dropdown Menu
   06. Simple Links (Underline Effect)
   07. Nav Arrow
   08. Nav Buttons (Apply / Mobile Apply)
   09. Menu Button (Hamburger)
   10. Navbar — Mobile Responsive
   11. Global Buttons (Hero / Primary / Secondary)
   12. Floating Scroll-to-Top Button
   13. WhatsApp Float Button
   14. Site Footer
   15. Keyframe Animations
   16. FAQ Section
   17. Compact CTA Strip
   18. Loan Card Link Styles
   19. Popup / Modal Form
   20. Floating CIBIL Button
   21. Provider CTA Button
   22. Floating Call Button
============================================================ */


/* ============================================================
   01. CSS VARIABLES & RESET
============================================================ */

:root {
  /* Blue Palette */
  --b900: #040f2d;
  --b800: #071a4a;
  --b700: #0a2463;
  --b600: #1039a0;
  --b500: #1a52cc;
  --b400: #3b7cff;
  --b300: #6fa3ff;
  --b100: #ddeaff;
  --b050: #f0f5ff;

  /* Accent & Neutrals */
  --cyan:   #00d4ff;
  --white:  #ffffff;
  --text:   #0d1b3e;
  --muted:  #5a6a8a;
  --light:  #e8edf8;

  /* Shadows */
  --shadow-card: 0 24px 64px rgba(4, 15, 45, .18);
  --shadow-btn:  0 8px 28px rgba(26, 82, 204, .45);
}

/* Box-sizing reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body{
  font-family: 'Open Sans', sans-serif !important;
}


/* STICKY SITE HEADER WRAPPER */
.site-header-wrap {
  position: sticky;
  top: 0;
  z-index: 1000;
  display: flex;
  flex-direction: column;
}

/* TOP STRIP */
.top-strip {
  order: 0;
  width: 100%;
  background: #0A1F44;
  border-bottom: 1px solid rgba(56, 189, 248, 0.12);
  padding: 7px 90px;
}

.top-strip-inner {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 28px;
  padding-right: 5px;
}

.top-strip-link {
  display: flex;
  align-items: center;
  gap: 6px;
  
  font-size: 0.72rem;
  font-weight: 400;
  color: #fff;
  text-decoration: none;
  transition: color 0.2s, opacity 0.2s;
}

.top-strip-link:hover {
  opacity: 0.8;
  color: #fff;
}

.top-strip-link i {
  font-size: 0.78rem;
}

@media (max-width: 768px) {
  .top-strip {
    display: none;
  }
}

html {
  overflow-x: hidden;
}

body {
  background: #f0f5ff;
  color: var(--text);
  overflow-x: hidden;
  min-height: 100dvh;
}


/* ============================================================
   02. NAVBAR
============================================================ */

.main-header {
  position: relative;
  width: 100%;
  z-index: 999;
  background: #1a52cc;
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255,255,255,0.10);
  order: 1;
}

.navbar {
  max-width: 100%;
  margin: auto;
  height: 78px;
  padding: 0 clamp(24px, 4vw, 64px);
  display: flex;
  align-items: center;
  justify-content: space-between;
}


/* ============================================================
   03. LOGO
============================================================ */

.brand-logo {
  text-decoration: none;
  font-size: 2rem;
  font-weight: 700;
  color: #fff;
  
}

.brand-logo span {
  color: #38BDF8;
}

.brand-dotcom {
  display: block;
  font-size: 0.5rem;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: 2px;
  text-transform: uppercase;
  text-align: right;
  line-height: 1;
  margin-top: -4px;
  
}


/* ============================================================
   04. NAV LINKS
============================================================ */

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(12px, 2vw, 34px);
}

.nav-links a {
  text-decoration: none;
  color: rgba(255, 255, 255, .82);
  font-size: clamp(0.82rem, 1.1vw, 1rem);
  font-weight: 500;
  transition: .25s ease;
  white-space: nowrap;
}

.nav-links a:hover {
  color: #38BDF8;
}


/* ============================================================
   05. DROPDOWN MENU
============================================================ */

.nav-dropdown {
  position: relative;
}

/* Dropdown trigger link — full navbar height for hover area */
.nav-dropdown > a {
  display: flex;
  align-items: center;
  gap: 8px;
  height: 78px;
}

/* Hidden by default; shown on parent hover */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  max-width: 260px;
  padding: 12px;
  border-radius: 18px;
  background: #0A1F44;
  border: 1px solid rgba(56,189,248,0.15);
  box-shadow: 0 20px 50px rgba(0, 0, 0, .3);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: .25s ease;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu a {
  color: rgba(255,255,255,0.85);
  padding: 12px 14px;
  border-radius: 12px;
  font-size: .88rem;
}

.dropdown-menu a:hover {
  background: rgba(255,255,255,0.06);
  color: #38BDF8;
}


/* ============================================================
   06. SIMPLE LINKS (Underline Hover Effect)
============================================================ */

.simple-link {
  position: relative;
}

/* Animated cyan underline on hover */
.simple-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -6px;
  width: 0;
  height: 2px;
  background: #00d4ff;
  transition: .3s ease;
}

.simple-link:hover::after {
  width: 100%;
}


/* ============================================================
   07. NAV ARROW (Dropdown Chevron)
============================================================ */

.nav-arrow {
  width: 14px;
  height: 14px;
  opacity: .75;
  transition: .25s ease;
  transform: translateY(1px);
}

/* Rotate arrow when dropdown is open */
.nav-dropdown:hover .nav-arrow {
  transform: translateY(1px) rotate(180deg);
  color: #00d4ff;
}

/* Last dropdown (Tools) opens to the left to prevent overflow */
.nav-links .nav-dropdown:last-of-type .dropdown-menu {
  left: auto;
  right: 0;
}


/* ============================================================
   08. NAV BUTTONS (Apply / Mobile Apply)
============================================================ */

.desktop-apply-btn,
.mobile-apply-btn {
  text-decoration: none;
  height: 46px;
  padding: 0 24px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #0A1F44;
  border: 1.5px solid #fff;
  color: #ffffff !important;
  font-size: .9rem;
  font-weight: 700;
  transition: .3s ease;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}

.desktop-apply-btn:hover,
.mobile-apply-btn:hover {
  transform: translateY(-2px);
  background: #2d6bc4;
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
}

/* Mobile apply button hidden on desktop */
.mobile-apply-btn {
  display: none;
}


/* ============================================================
   09. MENU BUTTON (Hamburger — Mobile Only)
============================================================ */

.menu-btn {
  display: none;
  border: none;
  outline: none;
  background: none;
  color: #fff;
  font-size: 1.8rem;
  cursor: pointer;
}


/* ============================================================
   10. NAVBAR — MOBILE RESPONSIVE
============================================================ */

@media (max-width: 1200px) {

  .navbar {
    padding: 0 20px;
  }

  /* Show hamburger, hide desktop apply button */
  .menu-btn {
    display: block;
  }

  .desktop-apply-btn {
    display: none;
  }

  /* Full-width slide-down mobile nav panel */
  .nav-links {
    position: absolute;
    top: 74px;
    left: 0;
    width: 100%;
    background: #0A1F44;
    border-top: 1px solid rgba(56,189,248,0.12);
    padding: 24px 5%;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    display: none; /* toggled via JS .active class */
    max-height: calc(100dvh - 110px);
    overflow-y: auto;
    overflow-x: hidden;
    -webkit-overflow-scrolling: touch;
    z-index: 998;
  }

  .nav-links.active {
    display: flex;
  }

  /* Dropdown items full-width on mobile */
  .nav-dropdown {
    width: 100%;
  }

  .nav-dropdown > a {
    width: 100%;
    height: auto;
    padding: 16px 0;
    justify-content: space-between;
  }

  /* Static dropdown on mobile — JS .open class controls, NOT :hover */
  .dropdown-menu {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    background: rgba(255, 255, 255, .04);
    box-shadow: none;
    border-radius: 14px;
    margin-bottom: 12px;
    display: none;
  }

  /* Only open via JS .open class — removes sticky touch-hover bug */
  .nav-dropdown.open .dropdown-menu {
    display: flex;
  }

  .dropdown-menu a {
    color: rgba(255, 255, 255, .78);
  }

  .dropdown-menu a:hover {
    background: rgba(255, 255, 255, .05);
    color: #00d4ff;
  }

  .simple-link {
    padding: 16px 0;
    width: 100%;
  }

  /* Mobile apply button shown inside nav panel */
  .mobile-apply-btn {
    display: flex;
    width: 100%;
    margin-top: 16px;
  }
}

/* Shrink logo on small screens */
@media (max-width: 480px) {
  .brand-logo { font-size: 1.6rem; }
  .navbar { height: 64px; }
  .nav-links { top: 60px; }
}

/* Hide nav tag on tablets */
@media (max-width: 768px) {
  nav .nav-tag { display: none; }
}

/* Hide nav CTA text on small phones */
@media (max-width: 640px) {
  .nav-cta { display: none; }
}


/* ============================================================
   11. GLOBAL BUTTONS (Hero / Primary / Secondary)
============================================================ */

.hero-btn {
  text-decoration: none;
  height: 54px;
  padding: 0 28px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .95rem;
  font-weight: 600;
  transition: .3s ease;
}

/* Gradient filled button */
.primary-btn {
  background: linear-gradient(135deg, #1a52cc, #00cfff);
  color: #fff;
  box-shadow: 0 14px 30px rgba(0, 212, 255, .18);
}

.primary-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 34px rgba(0, 212, 255, .28);
}

/* Ghost / outline button */
.secondary-btn {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .12);
  color: #fff;
  backdrop-filter: blur(12px);
}

.secondary-btn:hover {
  background: rgba(255, 255, 255, .12);
  border-color: rgba(0, 212, 255, .35);
  transform: translateY(-3px);
}

/* Hero CTA group — centered & full-width on mobile */
@media (max-width: 768px) {
  .hero-cta {
    justify-content: center;
    margin: 24px 0 28px;
  }

  .hero-btn {
    width: 100%;
    max-width: 260px;
  }
}


/* ============================================================
   12. FLOATING SCROLL-TO-TOP BUTTON
============================================================ */

.scroll-top-btn {
  position: fixed;
  right: 24px;
  bottom: 20px;
  width: 56px;
  height: 56px;
  border: none;
  outline: none;
  border-radius: 18px;
  cursor: pointer;
  background: linear-gradient(135deg, #0f52cc, #00cfff);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 18px 40px rgba(0, 212, 255, .22);

  /* Hidden by default; shown via JS .show class */
  opacity: 0;
  visibility: hidden;
  transform: translateY(20px) scale(.92);
  transition: all .3s ease;
  z-index: 9999;
}

.scroll-top-btn.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0) scale(1);
}

/* Arrow icon inside button */
.scroll-icon {
  width: 22px;
  height: 22px;
  stroke: #fff;
  stroke-width: 2.4;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
  transition: .3s ease;
}

.scroll-top-btn:hover {
  transform: translateY(-4px) scale(1.04);
  box-shadow: 0 24px 50px rgba(0, 212, 255, .35);
}

.scroll-top-btn:hover .scroll-icon {
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .scroll-top-btn {
    width: 48px;
    height: 48px;
    right: 13px;
    bottom: 20px;
    border-radius: 14px;
  }

  .scroll-icon {
    width: 18px;
    height: 18px;
  }
}


/* ============================================================
   13. WHATSAPP FLOAT BUTTON
============================================================ */

.whatsapp-float {
  position: fixed;
  right: 24px;
  bottom: 86px;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: linear-gradient(135deg, #25D366, #1ebe5d);
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  box-shadow: 0 14px 35px rgba(37, 211, 102, .30);
  z-index: 99999;
  transition: all .3s ease;
}

.whatsapp-float i {
  font-size: 30px;
  color: #fff;
}

.whatsapp-float:hover {
  transform: translateY(-4px) scale(1.08);
  box-shadow: 0 20px 45px rgba(37, 211, 102, .45);
}

/* Pulse ring animation around button */
.whatsapp-float::before {
  content: "";
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 2px solid rgba(37, 211, 102, .35);
  animation: whatsappPulse 2s infinite;
}

@media (max-width: 768px) {
  .whatsapp-float {
    width: 50px;
    height: 50px;
    right: 16px;
    bottom: 72px;
  }

  .whatsapp-float i {
    font-size: 24px;
  }
}


/* ============================================================
   14. SITE FOOTER — redesigned
============================================================ */

.site-footer {
  background: #0A1F44;
  margin-top: 0;
}

/* ── Main body ── */
.footer-body {
  max-width: 1280px;
  margin: 0 auto;
  padding: clamp(40px, 6vw, 64px) clamp(24px, 5%, 64px) clamp(32px, 4vw, 48px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 72px);
  align-items: start;
}

/* ── Left column ── */
.footer-left {}

.footer-logo {
  text-decoration: none;
  color: #fff;
  font-family: 'Open Sans', sans-serif;
  font-size: 1.9rem;
  font-weight: 800;
  display: inline-flex;
  align-items: baseline;
  gap: 1px;
  margin-bottom: 6px;
}

.footer-logo span { color: #38BDF8; }

.footer-dotcom {
  font-size: 0.5rem;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: 2px;
  text-transform: uppercase;
  text-align: right;
  margin-left: 1px;
}

.footer-brand-tagline {
  font-size: 0.75rem;
  font-weight: 500;
  color: rgba(255,255,255,0.55);
  margin: 0 0 8px;
  letter-spacing: 0.3px;
}

.footer-gst {
  font-size: 0.75rem;
  font-weight: 500;
  color: rgba(255,255,255,0.55);
  margin: 0 0 20px;
  letter-spacing: 0.3px;
}

/* Contact rows */
.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 28px;
}

.footer-contact-row {
  display: flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
}

.footer-contact-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

.fci-phone   { background: rgba(56,189,248,0.18); color: #38BDF8; }
.fci-wa      { background: rgba(37,211,102,0.18);  color: #25D366; }
.fci-email   { background: rgba(26,82,204,0.25);   color: #93c5fd; }

.footer-contact-row span {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.82);
  transition: color 0.2s;
}

.footer-contact-row:hover span { color: #38BDF8; }

/* Social icons */
.footer-social-label {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-bottom: 12px;
}

.footer-social-icons {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.footer-social-icons a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  text-decoration: none;
  transition: transform 0.2s, opacity 0.2s;
}

.footer-social-icons a:hover { transform: translateY(-3px); opacity: 0.9; }

.fsi-fb  { background: #1877f2; color: #fff; }
.fsi-ig  { background: linear-gradient(135deg,#f09433,#e6683c,#dc2743,#cc2366,#bc1888); color: #fff; }
.fsi-x   { background: #000; color: #fff; }
.fsi-li  { background: #0a66c2; color: #fff; }
.fsi-yt  { background: #ff0000; color: #fff; }

/* ── Right column ── */
.footer-right {}

.footer-contact-heading {
  font-family: 'Open Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.footer-contact-heading::before {
  content: '';
  display: block;
  width: 3px;
  height: 18px;
  background: #38BDF8;
  border-radius: 2px;
  flex-shrink: 0;
}

.footer-address-cards {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-address-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 12px;
  padding: 16px 18px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
  transition: background 0.2s;
}

.footer-address-card:hover { background: rgba(255,255,255,0.09); }

.footer-address-card i {
  color: #38BDF8;
  font-size: 1rem;
  margin-top: 2px;
  flex-shrink: 0;
}

.footer-address-card h5 {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.85rem;
  font-weight: 700;
  color: #fff;
  margin: 0 0 4px;
}

.footer-address-card p {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  margin: 0;
  line-height: 1.55;
}

/* ── Trust badges ── */
.footer-badges {
  max-width: 1280px;
  margin: 0 auto;
  padding: 4px clamp(24px, 5%, 64px) 28px;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 20px;
}

.footer-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 0;
  font-family: 'Open Sans', sans-serif;
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.78);
  letter-spacing: 0.3px;
  white-space: nowrap;
}

.footer-badge i {
  font-size: 0.85rem;
  color: #38BDF8;
}

.footer-india-flag {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
  border-radius: 2px;
  overflow: hidden;
  box-shadow: 0 0 0 1px rgba(255,255,255,0.12);
}

.footer-india-flag svg {
  display: block;
}

/* ── Bottom link bar ── */
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: clamp(14px, 2vw, 20px) clamp(24px, 5%, 64px);
}

.footer-bottom-inner {
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-bottom-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 0;
  align-items: center;
  justify-content: center;
}

.footer-bottom-links a {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.58);
  text-decoration: none;
  padding: 0 12px;
  border-right: 1px solid rgba(255,255,255,0.15);
  transition: color 0.2s;
  white-space: nowrap;
}

.footer-bottom-links a:last-child { border-right: none; }
.footer-bottom-links a:hover { color: #38BDF8; }

.footer-bottom-copy {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.38);
  text-align: center;
}

/* ── Responsive ── */
@media (max-width: 768px) {
  .footer-body {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-badges {
    padding-bottom: 22px;
    gap: 16px;
  }

  .footer-badge {
    font-size: 0.68rem;
  }

  .footer-bottom-links {
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .footer-logo { font-size: 1.5rem; }
  .footer-bottom-links a { font-size: 0.72rem; padding: 0 8px; }
}

/* Footer — Small phones */
@media (max-width: 480px) {
  .footer-container {
    padding: 45px 6% 25px;
  }

  .footer-logo {
    font-size: 1.6rem;
  }

  .footer-brand p {
    font-size: .85rem;
    line-height: 1.6;
  }

  .footer-contact a,
  .footer-links a {
    font-size: .85rem;
  }
}


/* ============================================================
   15. KEYFRAME ANIMATIONS
============================================================ */

/* Slide up fade-in (used for hero elements) */
@keyframes slideUp {
  from { opacity: 0; transform: translateY(36px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Vertical float loop (used for decorative images) */
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-20px); }
}

/* Cursor blink (used for typewriter effect) */
@keyframes blink {
  0%, 100% { opacity: 1; }
  50%       { opacity: .3; }
}

/* Pop in from scale 0 (used for badges/chips) */
@keyframes pop {
  from { opacity: 0; transform: scale(.4); }
  to   { opacity: 1; transform: scale(1); }
}

/* WhatsApp pulse ring */
@keyframes whatsappPulse {
  0%   { transform: scale(.9); opacity: 1; }
  100% { transform: scale(1.4); opacity: 0; }
}


/* ============================================================
   16. FAQ SECTION
============================================================ */

.loan-faq-section {
  display: block;
  width: 100%;
  clear: both;
  overflow: hidden;
  padding: 50px 20px 80px;
  margin-top: 0 !important;
  background: #f8fbff;
  position: relative;
}

/* Full-width container reset */
.loan-faq-section .container {
  width: 100%;
  max-width: 100%;
  padding: 0;
  margin: 0;
}

/* Centered content columns */
.faq-heading,
.faq-wrapper,
.faq-load-more {
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}

/* Section heading */
.faq-heading {
  text-align: center;
  margin-bottom: 45px;
}

.faq-heading span {
  display: inline-block;
  color: var(--cyan);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.faq-heading h2 {
  
  font-size: clamp(2.2rem, 4vw, 3.4rem);
  line-height: 1.15;
  margin: 0 0 14px;
  color: #012056;
}

/* Gradient highlight word in heading */
.faq-heading h2 span {
  font-size: 62px;
  background: linear-gradient(135deg, #1a52cc, #4875d6);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.faq-heading p {
  color: #5d6785;
  font-size: 1rem;
  line-height: 1.8;
  margin: 0;
}

/* FAQ list wrapper */
.faq-wrapper {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
}

/* Individual FAQ card */
.faq-item {
  width: 100%;
  background: #fff;
  border-radius: 18px;
  border: 1px solid rgba(4, 15, 45, 0.06);
  box-shadow: 0 10px 28px rgba(4, 15, 45, 0.05);
  overflow: hidden;
  transition: 0.3s ease;
}

.faq-item:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 34px rgba(4, 15, 45, 0.08);
}

/* Clickable question row */
.faq-question {
  width: 100%;
  border: none;
  background: transparent;
  padding: 22px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  cursor: pointer;
  text-align: left;
  font-size: 1rem;
  font-weight: 600;
  color: var(--b900);
}

/* +/− icon badge */
.faq-question span {
  width: 36px;
  height: 36px;
  min-width: 36px;
  border-radius: 50%;
  background: rgba(0, 212, 255, 0.1);
  color: var(--b500);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 700;
}

/* Answer panel — shown when .active is on parent */
.faq-answer {
  display: none;
  padding: 0 24px 22px;
}

.faq-item.active .faq-answer {
  display: block;
}

.faq-answer p {
  margin: 0;
  color: #5d6785;
  font-size: 0.95rem;
  line-height: 1.7;
}

/* Extra FAQs hidden until "Load More" is clicked */
.hidden-faq {
  display: none;
}

.hidden-faq.show {
  display: block;
}

/* Load More button */
.faq-load-more {
  display: block;
  margin-top: 30px;
  border: none;
  padding: 14px 30px;
  border-radius: 14px;
  background: linear-gradient(135deg, #1a52cc, #00cfff);
  color: #fff;
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  box-shadow: 0 12px 28px rgba(26, 82, 204, 0.18);
}

/* FAQ — Mobile */
@media (max-width: 768px) {
  .loan-faq-section {
    padding: 50px 16px;
  }

  .faq-heading,
  .faq-wrapper {
    max-width: 100%;
  }

  .faq-load-more {
    max-width: 70%;
  }

  .faq-heading h2 {
    font-size: 2rem;
  }

  .faq-heading h2 span {
    font-size: 52px;
  }

  .faq-heading p {
    font-size: 0.9rem;
  }

  .faq-question {
    padding: 16px;
    font-size: 0.9rem;
  }

  .faq-question span {
    width: 30px;
    height: 30px;
    min-width: 30px;
    font-size: 1rem;
  }

  .faq-answer {
    padding: 0 16px 16px;
  }

  .faq-answer p {
    font-size: 0.85rem;
  }

  .faq-load-more {
    width: 100%;
  }
}


/* ============================================================
   17. COMPACT CTA STRIP
============================================================ */

.pl-cta-banner {
  padding: 60px 6%;
  background: transparent;
  position: relative;
  overflow: hidden;
}

.pl-cta-card {
  position: relative;
  z-index: 2;
  max-width: 760px;
  margin: 0 auto;
}

.pl-cta-card-inner {
  background: linear-gradient(135deg, #0A1F44 0%, #1a52cc 60%, #1563e0 100%);
  border-radius: 24px;
  padding: 40px 48px;
  text-align: center;
  box-shadow: 0 24px 60px rgba(26,82,204,0.25);
}

.pl-cta-pill {
  display: inline-block;
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.3);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 1px;
  padding: 5px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.pl-cta-card-inner h2 {
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  font-weight: 700;
  color: #fff;
  margin: 0 0 10px;
  line-height: 1.25;
}

.pl-cta-card-inner p {
  color: rgba(255,255,255,0.75);
  font-size: 0.92rem;
  margin: 0 0 24px;
}

.pl-cta-stats {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 28px;
}

.pl-cta-stat {
  text-align: center;
  padding: 0 24px;
}

.pl-cta-stat strong {
  display: block;
  color: #fff;
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 2px;
}

.pl-cta-stat span {
  color: rgba(255,255,255,0.65);
  font-size: 0.78rem;
  font-weight: 500;
}

.pl-cta-stat-div {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.25);
}

.pl-cta-banner-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 36px;
  border-radius: 12px;
  background: linear-gradient(135deg, #fff, #e8f0ff);
  color: #1a52cc;
  font-size: 0.95rem;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
  transition: all .25s ease;
  white-space: nowrap;
  border: none;
}
.pl-cta-banner-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(0,0,0,0.25);
  background: #fff;
}

@media (max-width: 600px) {
  .pl-cta-banner { padding: 40px 5%; }
  .pl-cta-card-inner { padding: 28px 20px; }
  .pl-cta-stat { padding: 0 14px; }
  .pl-cta-stat strong { font-size: 1rem; }
  .pl-cta-banner-btn { width: 100%; justify-content: center; }
}


/* ============================================================
   18. LOAN CARD LINK STYLES
============================================================ */

/* Anchor inside card heading — inherits card color */
.loan-card h3 a {
  text-decoration: none;
  color: inherit;
  display: inline-block;
  transition: color 0.3s ease;
}

.loan-card h3 a:hover {
  color: #0d6efd;
}

/* Preserve colour on visited/active states */
.loan-card h3 a,
.loan-card h3 a:visited,
.loan-card h3 a:active {
  color: inherit;
  text-decoration: none;
}


/* ============================================================
   19. POPUP / MODAL FORM
============================================================ */

/* Full-screen backdrop */
.ks-popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(8, 18, 45, 0.78);
  backdrop-filter: blur(8px);
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 20px;
  z-index: 999999;

  /* Hidden by default */
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}

/* Shown via JS .active class */
.ks-popup-overlay.active {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

/* Modal card */
.ks-popup-modal {
  width: 100%;
  max-width: 760px;
  background: #ffffff;
  border-radius: 24px;
  padding: 20px 28px 28px;
  position: relative;
  max-height: 85vh;
  overflow-y: auto;
  overflow-x: hidden;
  box-shadow: 0 25px 80px rgba(0, 0, 0, 0.22);

  /* Slide-up entrance animation */
  transform: translateY(30px) scale(0.96);
  opacity: 0;
  transition: transform 0.28s ease, opacity 0.28s ease;

  scroll-behavior: smooth;
  overscroll-behavior: contain;
  -webkit-overflow-scrolling: touch;

  /* Custom thin scrollbar */
  scrollbar-width: thin;
  scrollbar-color: rgba(0, 157, 255, 0.35) transparent;
}

.ks-popup-overlay.active .ks-popup-modal {
  transform: translateY(0) scale(1);
  opacity: 1;
}

/* Scrollbar — WebKit */
.ks-popup-modal::-webkit-scrollbar        { width: 10px; }
.ks-popup-modal::-webkit-scrollbar-track  { background: transparent; border-radius: 20px; }
.ks-popup-modal::-webkit-scrollbar-thumb  { background: rgba(0, 157, 255, 0.28); border-radius: 20px; border: 3px solid #ffffff; }
.ks-popup-modal::-webkit-scrollbar-thumb:hover { background: rgba(0, 157, 255, 0.45); }

/* Close (×) button */
.ks-popup-close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 42px;
  height: 42px;
  border: none;
  border-radius: 50%;
  background: #eef5ff;
  color: #0a1f4d;
  font-size: 28px;
  cursor: pointer;
  z-index: 20;
  transition: 0.3s ease;
  display: flex;
  align-items: center;
  justify-content: center;
}

.ks-popup-close:hover {
  background: #00bfff;
  color: #fff;
  transform: rotate(90deg);
}

/* Modal header */
.ks-popup-header {
  text-align: center;
  margin-bottom: 16px;
  padding-top: 8px;
}

.ks-popup-header h2 {
  font-size: 30px;
  font-weight: 700;
  color: #071c4d;
  margin: 0;
  line-height: 1.2;
}

.ks-popup-header p {
  margin-top: 8px;
  font-size: 14px;
  color: #6b7280;
}

/* 2-column form grid */
.ks-form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

/* Form field wrapper */
.ks-field {
  display: flex;
  flex-direction: column;
}

.ks-field label {
  font-size: 14px;
  font-weight: 600;
  color: #0a1f4d;
  margin-bottom: 7px;
}

.ks-field input,
.ks-field select {
  width: 100%;
  height: 52px;
  padding: 0 15px;
  border: 1.5px solid #d9e2f0;
  border-radius: 14px;
  background: #fff;
  font-size: 15px;
  color: #111827;
  outline: none;
  transition: 0.3s ease;
  box-sizing: border-box;
}

.ks-field input::placeholder {
  color: #8a94a8;
}

.ks-field input:focus,
.ks-field select:focus {
  border-color: #00bfff;
  box-shadow: 0 0 0 4px rgba(0, 191, 255, 0.12);
}

/* Validation error state */
.ks-field.error input,
.ks-field.error select {
  border-color: #e53935;
  box-shadow: 0 0 0 4px rgba(229, 57, 53, 0.08);
}

.ks-error {
  min-height: 16px;
  margin-top: 5px;
  font-size: 12px;
  color: #e53935;
  font-weight: 500;
  line-height: 1.3;
}

/* Success message shown after submission */
.ks-success-message {
  display: none;
  margin-top: 12px;
  padding: 14px 18px;
  border-radius: 14px;
  background: #eafbf1;
  color: #15803d;
  font-size: 14px;
  font-weight: 600;
  text-align: center;
  width: 100%;
  box-sizing: border-box;
}

/* Submit button */
.ks-submit-btn {
  width: 100%;
  height: 56px;
  margin-top: 18px;
  border: none;
  border-radius: 14px;
  background: linear-gradient(135deg, #009dff, #00c8ff);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: 0.3s ease;
}

.ks-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 24px rgba(0, 157, 255, 0.22);
}

/* Prevent body scroll when popup is open */
body.popup-open {
  overflow: hidden;
}

/* Popup — Tablet */
@media (max-width: 992px) {
  .ks-popup-modal {
    max-width: 700px;
  }
}

/* Popup — Mobile (bottom sheet style) */
@media (max-width: 768px) {
  .ks-popup-overlay {
    align-items: flex-end;
    padding: 8px;
  }

  .ks-popup-modal {
    max-width: 100%;
    max-height: 92vh;
    padding: 20px;
    border-radius: 22px 22px 0 0;
    transform: translateY(60px);
  }

  .ks-form-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .ks-popup-header {
    margin-bottom: 18px;
  }

  .ks-popup-header h2 {
    font-size: 24px;
  }

  .ks-popup-header p {
    font-size: 13px;
  }

  .ks-field input,
  .ks-field select {
    height: 50px;
    font-size: 14px;
  }

  .ks-submit-btn {
    height: 52px;
    font-size: 15px;
  }

  .ks-popup-close {
    width: 38px;
    height: 38px;
    font-size: 24px;
  }

  .ks-popup-modal::-webkit-scrollbar       { width: 6px; }
  .ks-popup-modal::-webkit-scrollbar-thumb { border: 2px solid #ffffff; }
}


/* ============================================================
   20. FLOATING CIBIL BUTTON
============================================================ */



/* ============================================================
   21. PROVIDER CTA BUTTON
============================================================ */

.provider-cta {
  display: inline-block;
  background: linear-gradient(135deg, var(--b500), var(--cyan));
  color: #fff;
  font-size: 1.10rem;
  font-weight: 600;
  padding: 13px 32px;
  border-radius: 10px;
  text-decoration: none;
  letter-spacing: 0.5px;
  transition: opacity 0.2s ease;
}

.provider-cta:hover {
  opacity: 0.88;
}

/* Provider section — Mobile */
@media (max-width: 768px) {
  .loan-provider-section {
    padding: 55px 16px;
  }

  .provider-content-box {
    padding: 24px;
    border-radius: 16px;
  }

  .provider-content-box h2 {
    font-size: 1.9rem;
  }

  .provider-intro {
    font-size: 0.9rem;
    margin-bottom: 24px;
  }

  .provider-item {
    gap: 12px;
    padding-bottom: 18px;
  }

  .check-icon {
    width: 34px;
    height: 34px;
    min-width: 34px;
    font-size: 0.9rem;
  }

  .provider-item h3 {
    font-size: 0.95rem;
  }

  .provider-item p {
    font-size: 0.84rem;
  }
}


/* ============================================================
   22. FLOATING CALL BUTTON
   Links to: tel:+919138130188
============================================================ */

.call-float {
  position: fixed;
  right: 24px;
  bottom: 154px; /* scroll(20) + scroll-h(56) + gap(10) + wa-h(58) + gap(10) = 154 */
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #0A1F44;
  border: 2px solid #38BDF8;
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(10, 31, 68, 0.3);
  z-index: 99999;
  transition: all .3s ease;
}

/* Phone icon */
.call-float i {
  font-size: 26px;
  color: #38BDF8;
}

.call-float:hover {
  transform: translateY(-4px) scale(1.08);
  box-shadow: 0 20px 45px rgba(255, 87, 34, .48);
}

/* Ripple ring animation */
.call-float::before {
  content: "";
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 2px solid rgba(255, 87, 34, .38);
  animation: callPulse 2s infinite;
}

@keyframes callPulse {
  0%   { transform: scale(.9); opacity: 1; }
  100% { transform: scale(1.45); opacity: 0; }
}

/* Call button — Mobile */
/* scroll(14) + scroll-h(48) + gap(10) + wa-h(50) + gap(10) = 132 */
@media (max-width: 768px) {
  .call-float {
    width: 44px;
    height: 44px;
    left: auto;
    right: 12px;
    bottom: 150px;
  }
  .call-float i { font-size: 18px; }
  .whatsapp-float {
    width: 44px;
    height: 44px;
    left: auto;
    right: 12px;
    bottom: 83px;
  }
  .whatsapp-float i { font-size: 22px; }
  .whatsapp-float::before { display: none; }
}


/* =========================
   EMI CALCULATOR — REDESIGNED
========================= */

.emi-section {
  padding: 60px 6% 60px;
  background: #eef4ff;
  position: relative;
  overflow: hidden;
  margin-top: 0;
}

.emi-wrap {
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}

/* HEADING */
.emi-head {
  text-align: center;
  margin-bottom: 44px;
}

.emi-eyebrow {
  display: inline-block;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #1a52cc;
  margin-bottom: 3px;
}

.emi-head h2 {
  
  font-size: clamp(1.8rem, 2.8vw, 2.6rem);
  font-weight: 700;
  color: #012056;
  margin-bottom: 10px;
  line-height: 1.2;
}

.emi-head h2 span {
  background: linear-gradient(135deg, #1a52cc, #0172a3);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.emi-head p {
  color: #5d6785;
  font-size: 0.95rem;
  line-height: 1.6;
}

/* MAIN CARD */
.emi-card {
  background: #fff;
  border: 1px solid rgba(26,82,204,0.1);
  border-radius: 28px;
  display: grid;
  grid-template-columns: 360px 1fr;
  gap: 0;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(4,15,45,0.08);
  align-items: stretch;
}

/* LEFT — chart side */
.emi-left {
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  border-right: 1px solid rgba(26,82,204,0.08);
  background: linear-gradient(180deg, #f0f7ff 0%, #f8fbff 100%);
  min-height: 100%;
}

.emi-left h3 {
  margin: 0;
  font-size: 1.15rem;
  font-weight: 700;
  color: #012056;
  letter-spacing: -0.3px;
}

/* FIELD */
.emi-field {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.emi-field-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.emi-field-head label {
  font-size: 0.92em;
  font-weight: 600;
  color: #05132f;
}

.emi-val-box {
  display: flex;
  align-items: center;
  background: #fff;
  border: 1px solid #d0dff5;
  border-radius: 10px;
  overflow: hidden;
  min-width: 140px;
}

.emi-val-box input {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  color: #05132f;
  font-size: 0.95rem;
  font-weight: 700;
  padding: 8px 10px;
  width: 80px;
}

.emi-prefix, .emi-suffix {
  background: rgba(0,207,255,0.15);
  color: #00cfff;
  font-weight: 700;
  font-size: 0.85rem;
  padding: 8px 12px;
}

/* RANGE SLIDER */
.emi-field input[type="range"] {
  width: 100%;
  appearance: none;
  height: 6px;
  border-radius: 20px;
  background: linear-gradient(to right, #1a52cc 0%, #d0dff5 0%);
  outline: none;
  cursor: pointer;
}

.emi-field input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid #1a52cc;
  cursor: pointer;
  box-shadow: 0 2px 10px rgba(26,82,204,0.35);
  transition: transform 0.15s;
}

.emi-field input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.emi-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: #8a9ab8;
}

/* TENURE BOX */
.emi-tenure-box {
  display: flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border: 1px solid #d0dff5;
  border-radius: 10px;
  overflow: hidden;
  min-width: 140px;
}

.emi-tenure-box input {
  flex: 1;
  background: transparent;
  border: none;
  outline: none;
  color: #05132f;
  font-size: 0.95rem;
  font-weight: 700;
  padding: 8px 10px;
  width: 50px;
}

.emi-tenure-toggle {
  display: flex;
}

.emi-tenure-toggle button {
  border: none;
  background: transparent;
  color: #8a9ab8;
  font-size: 0.78rem;
  font-weight: 700;
  padding: 8px 10px;
  cursor: pointer;
  transition: 0.2s;
}

.emi-tenure-toggle button.active {
  background: rgba(26,82,204,0.1);
  color: #012056;
}

/* RESULTS ROW */
.emi-results-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  background: #f0f5ff;
  border: 1px solid rgba(26,82,204,0.08);
  border-radius: 16px;
  padding: 16px;
}

.emi-res-item {
  text-align: center;
  border-right: 1px solid rgba(26,82,204,0.12);
}

.emi-res-item:last-child {
  border-right: none;
}

.emi-res-item span {
  display: block;
  font-size: 0.72rem;
  color: #8a9ab8;
  margin-bottom: 5px;
  font-weight: 500;
}

.emi-res-item strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 700;
  color: #05132f;
}

.emi-res-highlight strong {
  color: #1a52cc;
  font-size: 1.1rem;
}

/* APPLY BTN */
.emi-apply-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: 12px;
  background: linear-gradient(135deg, #1a52cc, #00cfff);
  color: #fff;
  font-size: 0.92rem;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 10px 28px rgba(26,82,204,0.35);
  transition: all .25s ease;
}

.emi-apply-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 36px rgba(26,82,204,0.45);
}

.emi-disclaimer {
  font-size: 0.89rem;
  color: #8a9ab8;
  text-align: center;
  margin: 0;
  font-weight: 500;
}

.emi-disclaimer i {
  margin-right: 5px;
  color: #1a52cc;
}

/* RIGHT — controls side */
.emi-right {
  padding: 32px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 18px;
  background: #fff;
}

.emi-right h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #05132f;
  margin: 0;
  text-align: center;
}

.emi-donut-wrap {
  position: relative;
  width: 250px;
  height: 250px;
  flex-shrink: 0;
  margin: 0 auto;
}

.emi-donut-wrap canvas {
  width: 250px !important;
  height: 250px !important;
}

.emi-donut-center {
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
  pointer-events: none;
}

.emi-donut-label {
  display: block;
  font-size: 0.7rem;
  color: #8a9ab8;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
  text-transform: uppercase;
}

.emi-donut-center strong {
  font-size: 1.1rem;
  font-weight: 800;
  color: #05132f;
  white-space: nowrap;
}

.emi-legend {
  display: flex;
  flex-direction: column;
  gap: 10px;
  width: 100%;
}

.emi-leg-item {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1px solid rgba(26,82,204,0.08);
  border-radius: 10px;
  padding: 10px 14px;
  width: 100%;
}

.emi-leg-dot {
  width: 14px;
  height: 14px;
  border-radius: 4px;
  flex-shrink: 0;
}

.emi-leg-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.emi-leg-text span {
  font-size: 0.72rem;
  color: #8a9ab8;
  font-weight: 500;
}

.emi-leg-text strong {
  font-size: 0.88rem;
  font-weight: 700;
  color: #05132f;
}

/* TABLET */
@media (max-width: 1024px) {
  .emi-card {
    grid-template-columns: 1fr;
  }
  .emi-left {
    border-right: none;
    border-bottom: 1px solid rgba(26,82,204,0.08);
    min-height: unset;
    padding: 24px 20px;
    overflow: hidden;
  }
  .emi-right { padding: 28px 24px; }
  .emi-donut-wrap {
    width: 160px !important;
    height: 160px !important;
    overflow: hidden;
  }
  .emi-donut-wrap canvas {
    width: 160px !important;
    height: 160px !important;
  }
}

/* MOBILE */
@media (max-width: 640px) {
  .emi-section { padding: 40px 4%; }
  .emi-head { margin-bottom: 24px; }
  .emi-head h2 { font-size: 1.3rem; }
  .emi-head p { font-size: 0.85rem; }
  .emi-left { padding: 20px 16px; gap: 14px; }
  .emi-donut-wrap { width: 200px !important; height: 200px !important; }
  .emi-donut-wrap canvas { width: 200px !important; height: 200px !important; }
  .emi-legend { flex-direction: row; flex-wrap: wrap; }
  .emi-leg-item { flex: 1; min-width: 140px; padding: 8px 12px; }
  .emi-leg-text span { font-size: 0.68rem; }
  .emi-leg-text strong { font-size: 0.82rem; }
  .emi-right { padding: 20px 16px; gap: 16px; }
  .emi-results-row { grid-template-columns: repeat(2, 1fr); gap: 8px; padding: 12px; }
  .emi-res-item { border-right: none; border-bottom: 1px solid rgba(26,82,204,0.1); padding: 10px 6px; }
  .emi-res-item:nth-child(odd) { border-right: 1px solid rgba(26,82,204,0.1); }
  .emi-res-item:nth-last-child(-n+2) { border-bottom: none; }
  .emi-val-box { min-width: 110px; }
  .emi-field-head label { font-size: 0.85rem; }
}



/* ============================================================
   TRENDING SEARCHES SECTION
============================================================ */
.trending-searches-section {
  background: #d4e4f7;
  padding: 0;
  font-family: 'Open Sans', sans-serif;
}

.trending-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header row — clickable toggle */
.trending-header {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 22px 0 20px;
  cursor: pointer;
  user-select: none;
}

.trending-title {
  font-size: 1.35rem;
  font-weight: 700;
  color: #1a1a2e;
  margin: 0;
}

.trending-arrow {
  font-size: 0.85rem;
  color: #555;
  transition: transform 0.3s ease;
}

.trending-arrow.collapsed {
  transform: rotate(180deg);
}

/* Body — collapsible */
.trending-body {
  padding-bottom: 28px;
  overflow: visible;
  transition: max-height 0.4s ease, opacity 0.3s ease;
}

.trending-body.hidden {
  display: none;
}

/* 4-column grid */
.trending-categories {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px 24px;
  margin-bottom: 24px;
}

.trending-col h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #1a1a2e;
  margin-bottom: 10px;
}

.trending-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.trending-col ul li a {
  font-size: 0.85rem;
  color: #333;
  text-decoration: none;
  transition: color 0.2s;
}

.trending-col ul li a:hover {
  color: #1a52cc;
}

/* Calculators row */
.trending-calculators {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.trending-calc-label {
  font-size: 0.95rem;
  font-weight: 700;
  color: #1a1a2e;
  white-space: nowrap;
  padding-top: 2px;
}

.trending-calc-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 20px;
}

.trending-calc-links a {
  font-size: 0.82rem;
  color: #333;
  text-decoration: none;
  transition: color 0.2s;
}

.trending-calc-links a:hover { color: #1a52cc; }

/* Loan Amount Pages */
.trending-amounts {
  margin-bottom: 20px;
}

.trending-sub-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #1a1a2e;
  margin: 0 0 10px;
}

.trending-amount-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 20px;
}

.trending-amount-links a {
  font-size: 0.82rem;
  color: #333;
  text-decoration: none;
  transition: color 0.2s;
}

.trending-amount-links a:hover { color: #1a52cc; }

/* Divider */
.trending-divider {
  border: none;
  border-top: 1px solid #ccc;
  margin: 18px 0;
}

/* Location & Salary accordions */
.trending-location,
.trending-salary {
  margin-bottom: 16px;
}

.trending-location-accordions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 10px;
}

.tl-accordion {
  position: relative;
  min-width: 160px;
}

.tl-acc-btn {
  background: none;
  border: none;
  font-size: 0.9rem;
  font-weight: 600;
  color: #1a1a2e;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 0;
  font-family: inherit;
}

.tl-acc-btn span {
  font-size: 1.1rem;
  transition: transform 0.25s;
  display: inline-block;
}

.tl-acc-btn.open span {
  transform: rotate(180deg);
}

.tl-acc-body {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: #fff;
  border: 1px solid #dde3ed;
  border-radius: 6px;
  padding: 10px 14px;
  min-width: 160px;
  z-index: 10;
  box-shadow: 0 4px 12px rgba(0,0,0,0.08);
  flex-direction: column;
  gap: 6px;
}

.tl-acc-body.open {
  display: flex;
}

.tl-acc-body a {
  font-size: 0.82rem;
  color: #333;
  text-decoration: none;
  white-space: nowrap;
}

.tl-acc-body a:hover { color: #1a52cc; }

/* Responsive */
@media (max-width: 900px) {
  .trending-categories {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 540px) {
  .trending-categories {
    grid-template-columns: 1fr;
  }
  .trending-title { font-size: 1.1rem; }
  .trending-calculators { flex-direction: column; gap: 8px; }
}

/* ================================================================
   NAVBAR QUICK APPLY POPUP
================================================================ */

.nav-popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(13,21,71,0.5);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: all 0.25s ease;
}

.nav-popup-overlay.active {
  opacity: 1;
  visibility: visible;
}

.nav-popup-box {
  background: #fff;
  border-radius: 20px;
  padding: 36px 32px 28px;
  width: 100%;
  max-width: 400px;
  position: relative;
  transform: translateY(20px);
  transition: transform 0.25s ease;
  box-shadow: 0 24px 64px rgba(4,15,45,0.2);
}

.nav-popup-overlay.active .nav-popup-box {
  transform: translateY(0);
}

.nav-popup-close {
  position: absolute;
  top: 14px;
  right: 16px;
  background: none;
  border: none;
  font-size: 1.2rem;
  color: #94a3b8;
  cursor: pointer;
  line-height: 1;
  padding: 4px;
  transition: color 0.18s;
}

.nav-popup-close:hover { color: #0d1b3e; }

.nav-popup-logo {
  font-size: 1.3rem;
  font-weight: 800;
  color: #0d1b3e;
  margin-bottom: 6px;
}

.nav-popup-logo span { color: #1a52cc; }

.nav-popup-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: #0d1b3e;
  margin-bottom: 4px;
}

.nav-popup-sub {
  font-size: 0.8rem;
  color: #94a3b8;
  margin-bottom: 20px;
}

.nav-popup-field {
  display: flex;
  align-items: center;
  border: 1.5px solid #e2eaf8;
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 8px;
  transition: border-color 0.18s;
}

.nav-popup-field:focus-within {
  border-color: #1a52cc;
  box-shadow: 0 0 0 3px rgba(26,82,204,0.07);
}

.nav-popup-prefix {
  padding: 0 12px;
  font-size: 0.85rem;
  font-weight: 700;
  color: #0d1b3e;
  background: #f8faff;
  border-right: 1.5px solid #e2eaf8;
  height: 48px;
  display: flex;
  align-items: center;
  white-space: nowrap;
}

.nav-popup-field input {
  flex: 1;
  border: none;
  outline: none;
  padding: 0 14px;
  height: 48px;
  font-size: 16px;
  font-family: 'Open Sans', sans-serif;
  font-weight: 600;
  color: #0d1b3e;
}

.nav-popup-field input::placeholder { color: #b0bec5; font-weight: 400; }

.nav-popup-err {
  font-size: 0.72rem;
  color: #ef4444;
  font-weight: 600;
  min-height: 14px;
  display: block;
  margin-bottom: 14px;
}

.nav-popup-btn {
  width: 100%;
  padding: 14px;
  background: #1a52cc;
  color: #fff;
  border: none;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 700;
  font-family: 'Open Sans', sans-serif;
  cursor: pointer;
  transition: all 0.22s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.nav-popup-btn:hover {
  background: #1039a0;
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(26,82,204,0.3);
}

.nav-popup-note {
  font-size: 0.72rem;
  color: #94a3b8;
  text-align: center;
  margin-top: 12px;
}

@media (max-width: 480px) {
  .nav-popup-box { margin: 16px; border-radius: 16px; padding: 28px 20px 22px; }
}

/* ================================================================
   FORM SPINNER ANIMATION
================================================================ */

@keyframes ap-spin {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}

/* ================================================================
   HERO FORM — Error messages (used in loan-amount & loan-city pages)
================================================================ */

.pl-field-err {
  display: none;
  font-size: 0.72rem;
  color: #ef4444;
  margin-top: 4px;
}

.pl-form-field.has-error input {
  border-color: #ef4444;
  box-shadow: 0 0 0 3px rgba(239,68,68,0.08);
}

.pl-form-field.has-error .pl-field-err {
  display: block;
}


/* ============================================================
   OVERDRAFT INTEREST CALCULATOR
============================================================ */
.od-calc-section {
  background: #f0f5ff;
  padding: 56px clamp(24px, 6vw, 96px);
}

.od-calc-wrap {
  max-width: 900px;
  margin: 0 auto;
}

.od-calc-head {
  text-align: center;
  margin-bottom: 36px;
}

.od-calc-head h2 {
  font-family: 'Open Sans', sans-serif;
  font-size: clamp(1.4rem, 2.2vw, 1.9rem);
  font-weight: 700;
  color: #0A1F44;
  letter-spacing: -0.02em;
  margin: 0 0 8px;
}

.od-calc-head p {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.9rem;
  color: #5a6a8a;
  margin: 0;
}

.od-calc-card {
  background: #fff;
  border-radius: 20px;
  border: 1px solid rgba(26,82,204,0.08);
  box-shadow: 0 4px 24px rgba(10,31,68,0.07);
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 1fr auto;
  grid-template-areas:
    "inputs chart"
    "results results";
  overflow: hidden;
}

.od-calc-inputs {
  grid-area: inputs;
  padding: 28px 20px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  border-right: 1px solid rgba(26,82,204,0.07);
  border-bottom: 1px solid rgba(26,82,204,0.07);
  min-width: 0;
}

/* Chart panel */
.od-calc-chart {
  grid-area: chart;
  padding: 24px 24px 20px;
  background: linear-gradient(160deg, #f0f7ff, #f8fbff);
  border-bottom: 1px solid rgba(26,82,204,0.07);
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.od-calc-results {
  grid-area: results;
  padding: 16px 24px;
  background: #fff;
}

.od-field { display: flex; flex-direction: column; gap: 8px; }

.od-field label {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  color: #2a3a5e;
}

.od-input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid #e2eaf5;
  border-radius: 10px;
  overflow: hidden;
  background: #f8faff;
  transition: border-color 0.2s;
  min-width: 0;
}

.od-input-wrap:focus-within {
  border-color: #1a52cc;
  box-shadow: 0 0 0 3px rgba(26,82,204,0.07);
  background: #fff;
}

.od-input-prefix, .od-input-suffix {
  padding: 0 12px;
  font-family: 'Open Sans', sans-serif;
  font-size: 0.85rem;
  font-weight: 700;
  color: #1a52cc;
  background: rgba(26,82,204,0.05);
  height: 46px;
  display: flex;
  align-items: center;
  white-space: nowrap;
}

.od-input-wrap input {
  flex: 1;
  border: none;
  outline: none;
  background: transparent;
  font-family: 'Open Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  color: #0A1F44;
  padding: 0 12px;
  height: 46px;
}

.od-field input[type="range"] {
  width: 100%;
  appearance: none;
  height: 5px;
  border-radius: 20px;
  background: linear-gradient(to right, #1a52cc 0%, #e2eaf5 0%);
  outline: none;
  cursor: pointer;
  margin-top: 4px;
}

.od-field input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid #1a52cc;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(26,82,204,0.3);
}

.od-range-labels {
  display: flex;
  justify-content: space-between;
  font-family: 'Open Sans', sans-serif;
  font-size: 0.7rem;
  color: #8a9ab8;
}

/* Results panel */
.od-calc-results {
  padding: 24px 24px 20px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  background: linear-gradient(160deg, #f0f7ff, #f8fbff);
}

/* Horizontal results strip */
.od-result-strip {
  display: flex;
  align-items: stretch;
  background: #fff;
  border-radius: 12px;
  border: 1px solid rgba(26,82,204,0.08);
  overflow: hidden;
}

.od-result-item {
  flex: 1;
  padding: 12px 14px;
  display: flex;
  flex-direction: column;
  gap: 3px;
  border-right: 1px solid rgba(26,82,204,0.07);
}

.od-result-item:last-child { border-right: none; }

.od-result-item span {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.68rem;
  color: #5a6a8a;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.od-result-item strong {
  font-family: 'Open Sans', sans-serif;
  font-size: clamp(0.75rem, 1.8vw, 0.92rem);
  font-weight: 700;
  color: #0A1F44;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.od-result-item.highlight strong {
  color: #1a52cc;
  font-size: clamp(0.82rem, 2vw, 1.05rem);
}

@media (max-width: 480px) {
  .od-result-strip { flex-wrap: wrap; }
  .od-result-item { flex: 1 1 45%; border-right: none; border-bottom: 1px solid rgba(26,82,204,0.06); }
  .od-result-item:nth-child(odd) { border-right: 1px solid rgba(26,82,204,0.06); }
  .od-result-item:last-child, .od-result-item:nth-last-child(2):nth-child(odd) { border-bottom: none; }
}

.od-disclaimer {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.75rem;
  color: #8a9ab8;
  text-align: center;
  margin: 0;
}

/* Chart wrap — no extra margin needed, lives in its own panel */
.od-chart-wrap {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}

.od-chart-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
  flex-wrap: wrap;
  gap: 6px;
}

.od-chart-head h4 {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.83rem;
  font-weight: 700;
  color: #0A1F44;
  margin: 0;
}

.od-chart-head span {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.72rem;
  color: #5a6a8a;
}

.od-chart-canvas-wrap {
  position: relative;
  flex: 1;
  min-height: 180px;
}

@media (max-width: 700px) {
  .od-calc-card {
    grid-template-columns: 1fr;
    grid-template-areas: "inputs" "chart" "results";
  }
  .od-calc-inputs { border-right: none; }
  .od-calc-chart { min-height: 220px; }
}



/* ============================================================
   BTN-WAVE — Animated box-shadow pulse + wavy glow
   Reliable cross-browser: uses box-shadow animation only
   Usage: add class="btn-wave" to any hero CTA button/link
============================================================ */

/* ============================================================
   BTN-WAVE-WRAP — spinning conic border wrapper (same as loan-for-ca)
   Usage: wrap your button in <div class="btn-wave-wrap">...</div>
   BTN-WAVE — bounce on the button itself
============================================================ */

@property --bw-spin {
  syntax: '<angle>';
  initial-value: 0deg;
  inherits: false;
}

.btn-wave-wrap {
  display: inline-block;
  border-radius: 12px;
  padding: 3px;
  background: conic-gradient(
    from var(--bw-spin),
    #ff0000 0deg,
    #ff8800 45deg,
    #ffff00 90deg,
    #00ff00 135deg,
    #00ffff 180deg,
    #0088ff 225deg,
    #8800ff 270deg,
    #ff00ff 315deg,
    #ff0000 360deg
  );
  animation: bwSpin 3s linear infinite;
  box-shadow: 0 8px 30px rgba(26,82,204,0.3);
}

@keyframes bwSpin {
  to { --bw-spin: 360deg; }
}

.btn-wave {
  animation: bwBounce 2s ease-in-out infinite;
  display: inline-block;
}

.btn-wave:hover {
  animation-play-state: paused;
  background: #ffffff !important;
  color: #1a52cc !important;
  box-shadow: 0 12px 32px rgba(26,82,204,0.25) !important;
}

/* Ensure SVG icons inside btn-wave also flip color on hover */
.btn-wave:hover svg { stroke: #1a52cc !important; }

@keyframes bwBounce {
  0%,  100% { transform: translateY(0); }
  40%        { transform: translateY(-6px); }
  60%        { transform: translateY(-3px); }
}

@media (prefers-reduced-motion: reduce) {
  .btn-wave-wrap { animation: none; background: #1a52cc; }
  .btn-wave      { animation: none; }
}


/* ============================================================
   CELEBRATION — Thumbs up + confetti
============================================================ */

#ks-celebration {
  position: fixed;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 999998;
  background: rgba(10,31,68,0.55);
  backdrop-filter: blur(6px);
  opacity: 0;
  transition: opacity 0.3s ease;
  pointer-events: none;
}

#ks-celebration.ks-cel-show {
  opacity: 1;
  pointer-events: auto;
}

.ks-cel-inner {
  background: #ffffff;
  border-radius: 28px;
  padding: 48px 56px;
  text-align: center;
  box-shadow: 0 32px 80px rgba(10,31,68,0.25);
  transform: scale(0.7);
  transition: transform 0.4s cubic-bezier(0.16,1,0.3,1);
}

#ks-celebration.ks-cel-show .ks-cel-inner {
  transform: scale(1);
}

.ks-cel-thumb {
  font-size: 5rem;
  line-height: 1;
  margin-bottom: 16px;
  animation: celThumbBounce 0.6s cubic-bezier(0.16,1,0.3,1) 0.2s both;
}

.ks-cel-msg {
  font-family: 'Open Sans', sans-serif;
  font-size: 1.4rem;
  font-weight: 800;
  color: #0A1F44;
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}

.ks-cel-sub {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.9rem;
  color: #5a6a8a;
}

@keyframes celThumbBounce {
  0%   { transform: scale(0) rotate(-20deg); opacity: 0; }
  60%  { transform: scale(1.3) rotate(10deg); opacity: 1; }
  80%  { transform: scale(0.9) rotate(-5deg); }
  100% { transform: scale(1) rotate(0deg); }
}

@keyframes ksConfettiFall {
  0%   { transform: translateY(0) rotate(0deg);   opacity: 1; }
  80%  { opacity: 1; }
  100% { transform: translateY(105vh) rotate(720deg); opacity: 0; }
}

@media (prefers-reduced-motion: reduce) {
  .ks-cel-thumb { animation: none; }
  .ks-confetti  { display: none; }
}

/* ================================================================
   PLX CREDIT SCORE SECTION — moved from homepage.css
   Used on: personal-loan, personal-overdraft, balance-transfer,
            insta-loan, secured-loan, home-loan, car-loan etc.
================================================================ */

.plx-h-accent {
  color: #1a52cc;
  font-style: italic;
  font-weight: 900;
  padding-right: 4px;
  display: inline;
}

.plx-h-accent-gold {
  background: linear-gradient(135deg, #FBBF24 0%, #F97316 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent !important;
}

.plx-tick { color: #4ade80; font-weight: 800; font-size: 1rem; }

.plx-credit {
  padding: 30px 90px 50px;
  background: var(--b050);
}
.plx-credit-card {
  position: relative;
  max-width: 1300px;
  margin: 0 auto;
  background: #ffffff;
  border: 1px solid #e2eaf8;
  border-radius: 36px;
  overflow: visible;
  isolation: isolate;
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  align-items: center;
  gap: 30px;
  padding: 36px 56px;
  min-height: 320px;
  box-shadow: 0 8px 40px rgba(13,21,71,0.08);
}
.plx-orb-credit-1 {
  position: absolute;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(94,224,255,0.5), transparent 70%);
  filter: blur(90px);
  top: -160px; left: -60px;
  z-index: 0;
  pointer-events: none;
}
.plx-orb-credit-2 { display: none; }
.plx-credit-grid {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
          mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
}
.plx-credit-grid-inner {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 56px 56px;
}
.plx-credit-left { position: relative; z-index: 2; }
.plx-credit-left h2 {
  font-size: clamp(1.6rem, 2.4vw, 2.3rem);
  line-height: 1.05;
  font-weight: 700;
  color: #0d1547;
  margin: 0 0 18px;
  letter-spacing: -1.4px;
}
.plx-credit-left h2 .plx-h-accent {
  background: linear-gradient(135deg, #1a52cc 0%, #4d7fff 60%, #5ee0ff 100%);
  -webkit-background-clip: text;
          background-clip: text;
  color: transparent;
  font-style: italic;
  padding-right: 4px;
}
.plx-credit-left > p {
  color: #5a6a8a;
  font-size: 1rem;
  line-height: 1.65;
  max-width: 470px;
  margin: 0 0 30px;
}
.plx-credit-cta {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 9px 9px 9px 26px;
  border-radius: 100px;
  background: linear-gradient(135deg, #1a52cc, #4d7fff);
  color: #fff;
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 700;
  box-shadow: 0 12px 30px rgba(77,127,255,0.35);
  transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.plx-credit-cta:hover { transform: translateY(-2px); }
.plx-credit-cta .plx-arrow {
  display: inline-flex;
  width: 34px; height: 34px;
  background: linear-gradient(135deg, #0d1547, #1a2470);
  color: #fff;
  border-radius: 50%;
  align-items: center;
  justify-content: center;
  transition: transform 0.35s ease;
}
.plx-credit-cta:hover .plx-arrow { transform: translateX(3px) rotate(-45deg); }
.plx-credit-cta .plx-arrow svg { width: 14px; height: 14px; }
.plx-credit-bullets {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.plx-credit-bullets li {
  font-size: 0.92rem;
  color: #5a6a8a;
  display: flex;
  align-items: center;
  gap: 10px;
}
.plx-credit-bullets .plx-tick { color: #4ade80; font-weight: 800; font-size: 1rem; }
.plx-credit-right {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 260px;
}
.plx-credit-gauge { width: 100%; max-width: 280px; height: auto; display: block; margin: 0 auto; }
.plx-credit-floater {
  position: absolute;
  background: #fff;
  border: 1px solid #e2eaf8;
  border-radius: 16px;
  padding: 12px 16px 12px 12px;
  display: flex;
  align-items: center;
  gap: 11px;
  z-index: 4;
  box-shadow: 0 10px 30px rgba(13,21,71,0.1);
  min-width: 160px;
}
.plx-credit-float-1 { top: 8%; left: 0; animation: plxCardFloat1 7s ease-in-out infinite; }
.plx-credit-float-2 { bottom: 4%; right: 0; animation: plxCardFloat2 8s ease-in-out infinite; }
.plx-credit-floater .ficon {
  width: 38px; height: 38px;
  border-radius: 11px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.plx-credit-floater .ficon svg { width: 18px; height: 18px; color: #fff; }
.plx-credit-floater .ficon.cyan  { background: linear-gradient(135deg, #5ee0ff, #4d7fff); box-shadow: 0 8px 20px -4px rgba(94,224,255,0.5); }
.plx-credit-floater .ficon.green { background: linear-gradient(135deg, #4ade80, #22c55e); box-shadow: 0 8px 20px -4px rgba(74,222,128,0.5); }
.plx-credit-floater .label { font-size: 0.68rem; color: #8a9ab8; font-weight: 500; line-height: 1.1; }
.plx-credit-floater .value { font-size: 0.9rem; font-weight: 700; color: #0d1547; line-height: 1.2; }

@keyframes plxCardFloat1 {
  0%, 100% { transform: translateY(0px); }
  50%       { transform: translateY(-12px); }
}
@keyframes plxCardFloat2 {
  0%, 100% { transform: translateY(0px); }
  50%       { transform: translateY(10px); }
}

@media (max-width: 991px) {
  .plx-credit { padding: 70px 30px; }
  .plx-credit-card { grid-template-columns: 1fr; padding: 50px 40px; text-align: center; gap: 40px; }
  .plx-credit-left > p { margin-left: auto; margin-right: auto; }
  .plx-credit-bullets { align-items: center; }
  .plx-credit-right { min-height: 320px; }
}
@media (max-width: 576px) {
  .plx-credit { padding: 50px 16px; }
  .plx-credit-card { padding: 38px 22px; border-radius: 28px; }
  .plx-credit-gauge { max-width: 280px; }
  .plx-credit-floater { min-width: auto; padding: 9px 12px 9px 9px; }
  .plx-credit-floater .ficon { width: 32px; height: 32px; }
  .plx-credit-floater .value { font-size: 0.82rem; }
}

/* Form consent checkbox — all lead forms */
.ks-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 8px 0 4px;
}

.ks-consent input[type="checkbox"] {
  width: 16px;
  height: 16px;
  min-width: 16px;
  margin-top: 2px;
  accent-color: #1a52cc;
  cursor: pointer;
  flex-shrink: 0;
}

.ks-consent label {
  font-family: 'Open Sans', sans-serif;
  font-size: 0.72rem;
  color: #5a6a8a;
  line-height: 1.55;
  cursor: pointer;
}

.ks-consent label a {
  color: #1a52cc;
  text-decoration: none;
}

.ks-consent label a:hover {
  text-decoration: underline;
}